We are happy to announce the semi-annual entry date into the 401(k) plan! We invite all those who would like to enroll in the plan, as well as current participants, to view the video tutorials listed below which describe the plan and the online enrollment and deferral rate change processes.


Managing Contributions

Changing Investments


The Cottonwood Capital Management, Inc. Safe Harbor 401(k) Retirement Plan is administered by Alerus Retirement. You may access your account by visiting www.alerusrb.com.

Open enrollment ends on 7/15/2017 at 11:59pm EDT. This is one of only two times per year that employees may enter the plan or make changes to deferral amount elections. All changes made during this period will be effective on the second paycheck of July 2017.

As a reminder, participation is available to employees who have completed one year of employment as of 6/30/2017, are at least 21 years of age and meet the minimum hours requirement. 401(k) open enrollments are held two times per year. Please let me know if you have any questions.